Don't call your insurance company, Call Up Front Settlements. | Don't call your insurance company, Call Up Front Settlements. | Don't call your insurance company, Call Up Front Settlements. | Don't call your insurance company, Call Up Front Settlements.
Up Front Settlements Client Success Stories
Client Location: Lansing, Michigan
Initial Offer: DENIED
Final Settlement: $47,944.78
The UFS Difference: $47,944.78
Client Location:
Marion,
Ohio
Initial Offer: $103,500.00
Final Settlement: $198,223.96
The UFS Difference: $94,723.96
Client Location: Detroit, Michigan
Initial Offer: $118,174.00
Final Settlement: $192,800.00
The UFS Difference: $74,626.00
We understand! We've been there.
Hello, my name is Ed Benavides, and I am the owner of Up Front Settlements. After over 20 years of experience for the insurance industry, I founded the company in 2011 to help clients navigate the complexities of their insurance claims. In 2014, after a tornado devastated my family home, I gained a personal understanding of the stress and confusion that comes with dealing with property damage. These experiences drive my passion for helping others through the claims process, ensuring they get the fair settlements they deserve with the knowledge and support they need.
Check out what a property insurance claim attorney has to say about working with a Public Adjuster in the video below.
Michigan Public Adjuster Services
If you’re in need of a public adjuster in Michigan, turn to the experienced team at Up Front Settlements. We understand how stressful it can be when your home or business suffers damage from fire, water, storms, or other disasters. Our expert Michigan insurance adjusters specialize in navigating insurance policies and are here to assist before you file your property claim. To ensure you get the maximum settlement, it’s crucial to have an experienced public adjuster on your side.
Residential Services
If your home has been damaged by water, frozen pipes, wind, tornadoes, or fire, our skilled Michigan adjusters are ready to help. We use proven methods to thoroughly inspect the damage and ensure your claim is maximized. Our goal is to make the claims process as smooth as possible, so you can focus on getting your home back to normal.
Commercial Services
We also specialize in commercial property claims, understanding the unique challenges businesses face after natural disasters or incidents like fires and water damage. Whether you’re dealing with a flood, frozen pipes, or storm damage, our dedicated Michigan adjusters work tirelessly to resolve your claim quickly and efficiently, ensuring the best possible outcome for your business.
Our Difference
At Up Front Settlements, we stand out because we have the resources, experience, and commitment to maximize your insurance claim. Our public adjuster works tirelessly on your behalf to keep you informed about the process. Our team is dedicated to simplifying the claims process, responding quickly, and keeping you informed every step of the way. We’re here to take the stress off your shoulders so you can focus on what matters most.
We Can Help With All of Your Insurance Claims
Our Client Testimonials
Frequently Asked Questions
What does a public adjuster do?
A public adjuster is a licensed professional who works exclusively for you, the policyholder - never for the insurance company. At Up Front Settlements, we review your policy, inspect and document your property damage, prepare detailed estimates, and negotiate directly with your insurance carrier to help you receive the maximum settlement available under your policy.
How is a public adjuster different from the adjuster my insurance company sends?
The adjuster your insurance company sends works for the insurer, and independent adjusters are also hired by insurance companies. Public adjusters are the only type of adjuster who works solely for the insured. Our job is to protect your interests, make sure every item of damage is properly documented, and pursue a fair settlement on your behalf.
What types of property damage claims do you handle?
We handle both residential and commercial insurance claims, including storm, wind, hail, and tornado damage, fire and smoke damage, water damage, frozen and burst pipes, roof damage, and vandalism. We also assist clients whose claims have been denied or underpaid.
What areas does Up Front Settlements serve?
We're headquartered in Rochester, Michigan, with strong roots in Oakland County and Metro Detroit, and we proudly serve policyholders throughout Michigan and Ohio - including Kalamazoo, the Upper Peninsula, Toledo, and Columbus.
When should I contact a public adjuster?
Ideally, before you file your claim. Getting a public adjuster involved early helps you avoid common mistakes, ensures your damage is fully documented from the start, and improves your claim outcome. That said, we can also step in at any stage - including after a claim has been underpaid or denied. Contact us for a free consultation.
Contact Us Today
If your property has been damaged by a disaster, don’t wait – reach out to us today to learn how we can help. We’re proud to serve the Michigan community by maximizing your insurance claim and getting you back to your home or business as quickly as possible. Contact us now with any questions – we’re here to help!
