Know What to Expect When You Need it Most
If you, or someone you know has recently experienced a loss of some kind, or has suffered damage to property, you need to know what your public adjuster is prepared to do for you.
Catastrophe and loss is a stressful time, so let’s take a clear and straightforward look at the services that a public adjuster provides, so you can make an informed decision that will help you get your life normalized as soon as possible.
Evaluate Your Claim
The first thing a public adjuster will do for you is evaluate your insurance policy. This will allow them to determine exactly where you stand with the damages you have suffered.
Insurance policies are written in legal language, which utilizes specific terms and verbiage that is usually unfamiliar to the average home-owner.Like any ‘second language’, it takes time and experience to be able to navigate ‘legalese’ efficiently. Your public adjuster will be comfortable and familiar with the ins and outs of these kinds of contracts, and won’t miss any important or costly details.
Like any ‘second language’, it takes time and experience to be able to navigate ‘legalese’ efficiently. Your public adjuster will be comfortable and familiar with the ins and outs of these kinds of contracts, and won’t miss any important or costly details.
Catalogue the Damage
In order to make sure you are will receive your proper and due compensation, your public adjuster will then research and compile all the data regarding damage to buildings and property, as well as to your personal possessions.
Their experience will allow them to assess the damage properly, and to not miss anything that could cost you down the road. Hidden water damage that creates mold is a good example of this.
You don’t want to underestimate this part of the process, as you could end up paying considerable sums out of pocket if you do.
An experienced eye will ensure this does not happen.
If you are dealing with damage to your business property, your public adjuster will evaluate the loss of revenue due to interruptions to your business.
Having an expert handle this side of your affairs frees your time to deal with customer relations and other components of your business that will be demanding your particular expertise.
Once the assessment phase is complete, your public adjuster will then determine the values needed to settle the covered damages.
They will take these numbers and prepare all the documentation for the submission of your claim.
Finally, your public adjuster will negotiate with the insurance company on your behalf. They will see that your settlement is in accordance with your policy and that it covers all damage and loss.
This won’t be an intimidating process for them as it is a part of every insurance claim that they work through. You will be under enough stress as it is, so having someone on your side handle this aspect of your claim is crucial.
Although not listed as specific services, one cannot overlook that the a public adjuster is going to save you time and money.
They will expedite your claim, and effectively insulate you from the stress of the process.
You will be kept in the loop and have each step explained to you, but you will not be required to undergo any of the actual practicalities yourself.
So, find public adjuster services that you can trust, and let them help you get your life back on track as soon as possible.